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finplan

Retirement corpus

The amount needed on the day you retire to pay your expenses, rising with inflation, for the years of retirement, and the monthly investment that builds it.

Optional. Grown at the return before retirement.

Corpus needed at retirement

₹6,91,79,797

About 22 times the first year’s expenses.

Yearly expenses at retirement
₹30,90,147
Monthly investment needed
₹58,074
Return before retirement used
9.73% a year

Returns are compounded so that the yearly growth equals the rate you entered.

Assumptions

Every rate used in this calculation. Change any of them and the result updates.

Leave blank to use the default for this horizon: 9.73% (70% in equity at 11.00%, the rest in debt at 6.75%, for goals over 10 years).

How this is calculated

Each year’s expenses are withdrawn at the start of the year and rise with inflation, while the rest earns the return after retirement. The monthly investment is rounded up to the rupee.